Your bank, in your spreadsheet.
FlowState is a Google Sheets add-on that brings your transactions, balances and investments into a budget workbook you own. It sorts your spending, tracks your net worth and spots your subscriptions, all inside Google Sheets.
3-day free trial. Plans from $49 a year. Your data stays in your Google account.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Date | Merchant | Category | Amount |
| 2 | Nov 14 | Kroger | Groceries | −$86.42 |
| 3 | Nov 13 | Paycheck | Income | +$2,410.00 |
| 4 | Nov 13 | Spotify | Subscriptions | −$11.99 |
| 5 | Nov 12 | Georgia Power | Utilities | −$118.30 |
| 6 | Nov 12 | Chipotle | Restaurants | −$14.85 |
| 7 | Nov 11 | Shell | Transportation | −$41.07 |
| 8 | Nov 10 | Card payment | Transfers | $600.00 |
One click builds the whole workbook.
FlowState adds a set of linked tabs to your spreadsheet, then keeps them filled from your accounts. You can still type in any cell; it's your sheet.
Set up in about a minute.
No new app to learn, and nothing to install on your phone or computer.
- 1
Add FlowState to Sheets
Install it from the Google Workspace Marketplace, then open a blank spreadsheet.
- 2
Build your workbook
Press Build. Your Dashboard, Budget, Net Worth and the rest appear in about 30 seconds, already linked together.
- 3
Connect your bank
Sign in through Plaid's secure window. Your history lands in Transactions, and syncs keep it current.
Your money data stays in your Google account.
FlowState has no database of your transactions. They go straight into the spreadsheet you own, and you decide who can see it.
- We never see your bank password.
- You sign in to your bank inside Plaid's window, the same service many banking apps use.
- Nothing is sold or used for ads.
- Your data isn't shared for advertising, and it isn't used to train AI models.
- Disconnect any time.
- Unlink a bank from the FlowState panel and the connection ends at Plaid too. Your sheet stays yours.
Pick how many banks. Every plan gets every tab.
Try any plan free for 3 days. Cancel before the trial ends and you won't be charged.
| Plan | Price | Bank connections | Fits | |
|---|---|---|---|---|
| 1 | Essentials | $49 a year | Up to 5 | One bank and a card or two |
| 2 | Plus | $69 a year | Up to 15 | Most households |
| 3 | Household | $129 a year | Up to 30 | Couples and families with lots of accounts |
A connection is one sign-in to a bank or card company, and it brings in every account you have there. Checking, savings and a credit card at the same bank count once.
Every plan includes daily auto-sync, the weekly email, budget, net worth, goals, recurring charges, debt and tax estimate tabs, investment tabs priced live by Google Finance, and use in as many of your own spreadsheets as you like. Paying yearly saves 36–43% over monthly.
Questions
Do I need to be good at spreadsheets?
No. FlowState builds every tab and formula for you. If you like spreadsheets, everything stays editable.
Which banks work?
Most US banks, credit unions, credit cards and loans that Plaid supports. You'll see your bank in the connect window before you sign in.
How do investments work?
Type each holding into the 401(k), Roth IRA or Brokerage tab once: ticker, shares and what you paid. Google Finance keeps the prices current, and the totals flow into your Dashboard and net worth.
Will it change my existing spreadsheet?
FlowState only adds its own tabs. It never edits, moves or deletes yours.
Does it work with Excel?
Not yet. FlowState runs in Google Sheets in any browser.
What happens when the trial ends?
Your card is charged for the plan you picked, monthly or yearly. Cancel any time from the link in your receipt; you keep access until the end of the period you paid for.
What counts as a bank connection?
One sign-in to a bank, card company or lender. Every account you have there comes in through that one connection, so most people need far fewer connections than accounts.
Can I change plans later?
Yes. Move up or down any time from the billing link in your receipt.
Can I try it without connecting a real bank?
Yes. Sandbox mode uses a test bank with made-up data and is free.